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VA Debt Consolidation Loan

Consolidate your debts into one monthly payment with a VA debt consolidation loan.

How would you like to use your VA loan?

What state is your home located in?

How much do you owe on the home?

What is the value of the home?

What is/was your military service?

Are you a disabled veteran?

Credit Rating

What is your first name

What is your last name

What is your email address?

What is your phone number?

A VA debt consolidation loan allows National Guard members, veterans and active duty personnel to utilize their home’s equity to pay off high-interest consumer debts by consolidating them into one monthly payment. Use up to 100% of your home’s equity for a VA debt consolidation loan.

Use your home’s equity to pay off or pay down credit card accounts, school loans, medical debts or any other kind of debt that you need to consolidate. Using a VA cash out refinance and your home’s equity is an easy way to consolidate debt payments each month. A VA cash out refinance debt consolidation loan could save you thousands in interest and provide you with additional tax benefits. *Supreme Lending is not a licensed CPA or tax consultant and therefore cannot determine if your mortgage interest will be eligible as a tax deduction per IRS code. You are advised to contact a tax professional and this is no way implies you are guaranteed a tax credit.

VA Debt Consolidation Loan vs. a Conventional Loan

VA LoanConventional Loan
Up to 100% financingX
No monthly mortgage insurance*X
Low credit score requirementsX
Low interest ratesX
No prepayment penalty
VA funding fee**X

*Monthly mortgage insurance is only required above 80% LTV on a conventional loan.

**The VA funding fee is waived for disabled veterans.


VA Debt Consolidation Loan Eligibility

To ensure that you meet VA eligibility requirements for a VA debt consolidation loan, please check our VA Home Loan Eligibility page.


Call 385-236-0025 to speak
with an experienced VA loan officer!
We're available weekdays
0800 to 1700 Mountain Time